The current state of the economy has left many undeserving people with mounting debt and undeserved stress. You are not alone.  If you find yourself facing what appears to be an insurmountable situation, contact a skilled attorney.  Whether the debt be from an underwater home or unsecured loans, the best strategy is to seek the advice of an attorney as early as possible.  Joshua F. Porter, P.A. provides full-service debt assistant services, representing clients in debt negotiation, foreclosure defense, and bankruptcy law.